We offer numerous options for individual clients. The life insurance industry is complex and we’re here to guide and assist you on the correct path in the hope of relieving you of any anxiety you may typically feel with regards to securing your lifestyle.
Deciding how best to manage your money and insure yourself against life’s uncertainties can be daunting. With so many options available, how do you choose what’s right for you?
We help you to do exactly that. We consider your unique needs and work with you to identify and plan for your financial objectives. This includes investing to achieve your financial goals, insuring your everyday and specialist risks, optimally structuring your estate and implementing employee benefit solutions for your business. The industry has evolved to such an extent now that Severe Illness or Disability benefits etc, are no longer as they used to be.
Now there are options to have the lowest or the highest level of cover for the above mentioned benefits (Core or Comprehensive cover). Unfortunately many clients are not explained the differences between them and only are aware of the difference at claims stage when it is too late and they do not qualify for the cover or there is not a full payout. All our clients are secure with their portfolios and we realize the need to ensure that potential clients are secure too and we are happy to perform and full needs analysis on new potential clients and advise them on the best way forward.
Personal Financial Planning
- Life Cover
- Retirement Annuities
- Investments (Guaranteed policies/Guaranteed Incomes/Educational Policies etc)
- Medical Aids and Gap Cover Policies
- Estate Planning
- Unit Trusts